Dopey actions on the part of a CRA

The Experian decision perhaps complies with the letter of the law, but I daresay many in here and elsewhere are of the opinion it's not in compliance with the spirit of the law.

http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.ftc.gov/os/statutes/fcradoc.pdf

Rather than attempting to examine the FCRA in a lawyerly fashion, I daresay the most immediately productive action would be to contact one's Congressional rep, two U.S. Senators, and file a complaint with the FTC. Let their attornies bang on this and let's see what's shakes out.

Dopey actions on the part of a CRA might bring about Congressional sanctions on the CRAs, Experian in particular. That wouldn't be an entirely bad thing, now would it?

Here's a few places where you can complain.

http://www.congress.org/congressorg/home/
http://www.ftc.gov/ftc/contact.shtml
http://www.msnbc.msn.com/id/10285339/
http://www.cbsnews.com/stories/1998/08/01/eveningnews/main15216.shtml
http://abcnews.go.com/Site/page?id=3068843
http://www.cnn.com/feedback/