DId you know...?
Once you start requesting your credit reports, you should plan to keep organized records in case you possibly have to sue your creditors or the Credit Reporting Agencies. Hopefully you won't have to do that, because it can be stressful, and we don't need more stress do we? But you might run across a situation where a credit reporting agency says a debt is "verified" but the collection agency or the creditor cannot or will not provide you with any proof of the debt. How aggravating!
When that happens the law says you can sue your creditor and the CRA in small claims court for $1000.00 for each violation of the FCRA. And you might get mad enough to want to do just that. But in order to win your case, you will need very detailed and accurate records. Send things by certified mail, file a copy of the correspondence you sent with a copy of the receipt you paid at the post office... and then don't lose those little green signature cards when the post office returns it!
I bought a 20-pocket file folder holder and some beautiful brightly colored folders that slip in and out easily.
Learn to keep organized records! If you think you already know what it takes to get organized, great! But why not give Greg Payette's step-by-step strategies a try and follow the simple rules hundreds of his customers have already used to put an end to clutter and get organized once and for all. You'll have 90 days to see if these strategies really work -- or you get your money back - no questions asked!
When that happens the law says you can sue your creditor and the CRA in small claims court for $1000.00 for each violation of the FCRA. And you might get mad enough to want to do just that. But in order to win your case, you will need very detailed and accurate records. Send things by certified mail, file a copy of the correspondence you sent with a copy of the receipt you paid at the post office... and then don't lose those little green signature cards when the post office returns it!
I bought a 20-pocket file folder holder and some beautiful brightly colored folders that slip in and out easily.
Learn to keep organized records! If you think you already know what it takes to get organized, great! But why not give Greg Payette's step-by-step strategies a try and follow the simple rules hundreds of his customers have already used to put an end to clutter and get organized once and for all. You'll have 90 days to see if these strategies really work -- or you get your money back - no questions asked!
Labels: clutter, credit reporting, lawsuit, organized, small claims
posted by tomzgrl at
2:03 AM
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